
My family’s ties to the North Georgia mountains go back five generations, which means my understanding of this local market is quite literally in my blood. For nearly 20 years, I’ve been immersed in the banking industry, learning the business from the inside out. I began my career as a bank teller and climbed the ranks to become a Senior Loan Officer at Epic Mortgage. Now, I leverage that national-level industry expertise alongside my homegrown roots to give you a smooth, confident path to closing and my ultimate goal is to provide a streamlined, transparent, and trusted loan process from start to finish.”
Finding the perfect home requires finding the perfect mortgage. We offer a comprehensive suite of loan products designed to fit your unique financial situation including but not limited to: Conventional, Jumbo, FHA, USDA, VA, and non-QM (or non conventional) specialty and niche programs.

The secret to unlocking STR or long term rental investment property ownership and growing your real estate portfolio isn’t about how much personal income you show on paper—it’s about the rental income of the property itself. That’s where a DSCR (Debt Service Coverage Ratio) loan changes the game. Instead of verifying personal income, W2s, or tax returns, you qualify based on whether the property’s rental income covers the monthly mortgage (PITI).

Navigating the mortgage process as a self-employed borrower can be challenging. We take the frustration out of the process by making mortgage products available that are specifically designed for self-employed borrowers.

Buying your very first home is a huge milestone, but I know how overwhelming it can feel when you’re looking at all the different loan options, down payment requirements, and paperwork. You shouldn’t have to figure it out alone and I will help you every step of the way.
When you’re dealing with one of the largest financial decisions of your life—whether that’s buying your first cabin, funding a multi-unit investment property, or securing your retirement— I believe you need more than just a 1-800 number or an automated online portal. I’d like to be a partner and I am genuinely invested in your success.


Your real estate goals are on your timeline, not mine. Whether you’re just kicking the tires or ready to lock in a rate today, I’m here to provide honest advice and a clear path forward. No pressure, no rushed decisions. Just reach out, and let’s make it happen.

Taking the next step in real estate shouldn’t feel like a high-pressure sales pitch. Whether you are ready to put in an offer this afternoon or just want to run some preliminary numbers to see what’s possible, I am here to move exactly at your pace. Send me a message, email, or give me a call, and let’s start the conversation.
Want to play with the numbers? Mortgage calculators are the easiest way to see changes in real time.